Posts by letter


association health plan

October 17, 2017 – Associations can offer group health insurance plans specially designed for their members and that give their members purchasing power… Read more

admitting privilege

September 17, 2017 – Admitting privilege is the right granted to a doctor to admit patients to a particular hospital. The issue of admitting privilege can… Read more

annual limit

September 5, 2017 – Some health plans have traditionally had caps on the amount that they would pay in any given year. Even if the lifetime maximum benefit of… Read more


September 5, 2017 – An agent is a licensed salesperson who represents one or more health insurance companies and presents their products to… Read more

adverse selection

September 5, 2017 – Adverse selection refers to a situation in which the buyers and sellers of an insurance product do not have the same information available.… Read more


July 17, 2017 – An actuary is a health insurance carrier number cruncher responsible for determining what premiums the company needs to charge based in… Read more

Affordable Care Act (ACA)

June 2, 2017 – The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA, and generally referred to as… Read more

accidental death and dismemberment insurance

April 3, 2017 – Accidental death and dismemberment insurance (AD&D) is also known as personal accident insurance (PAI). An AD&D policy provides a lump-sum… Read more

advance directive

February 20, 2017 – An advance directive is a document in which a person indicates what actions should be taken on his or her behalf in the event that he or… Read more

accident supplement

February 18, 2017 – An accident supplement is a policy that reimburses an insured in the event of a claim arising from an accident or injury. The policies… Read more

accountable care organization

September 27, 2016 – An accountable care organization (ACO) is a health care delivery model envisioned by the Affordable Care Act (ACA) in which a group of… Read more

advance care planning consultations

September 23, 2016 – Although advance care planning consultations were not included in the Affordable Care Act, the government continued to address the issue,… Read more