Posts by letter


cost-sharing subsidies

November 20, 2020 – Cost-sharing subsidies are subsidies that are paid directly from the federal government to the insurer in order to reduce maximum… Read more

cost sharing

March 18, 2020 – Cost-sharing refers to the fact you– as a health insurance policy holder – and your health insurance company share in the cost of your… Read more

Children’s Health Insurance Program (CHIP)

July 10, 2018 – The Children's Health Insurance Program – formerly known as the State Children's Health Insurance Program (SCHIP) – is a program… Read more

cost-sharing reductions

October 13, 2017 – Cost-sharing reductions (CSRs) are ACA subsidies that reduce enrollees' cost-sharing in two ways: They lower the plan's out-of-pocket… Read more

Certified Application Counselor

September 14, 2017 – Certified Application Counselors (CACs) help people apply and enroll in the Affordable Care Act's exchanges. Each state exchange must have… Read more

catastrophic plan

September 5, 2017 – In addition to the Platinum, Gold, Silver and Bronze individual health insurance plans became available starting in 2014, the ACA allows… Read more


August 5, 2017 – COBRA is the Consolidated Omnibus Budget Reconciliation Act of 1985, federal legislation that allows you – if you work for an insured… Read more


July 17, 2017 – A carrier is another name for insurance… Read more


June 17, 2017 – A claim is an application for benefits provided by your health plan. You must file a claim before funds will be reimbursed to your medical… Read more

certificate of insurance

May 17, 2017 – The certificate of insurance is a printed description of the benefits and coverage provisions forming the contract between the carrier and… Read more

comprehensive coverage

May 12, 2017 – Comprehensive coverage – also known as major medical health insurance – refers to plans that cover a wide range of health services… Read more

cancer insurance policy

April 3, 2017 – A cancer insurance policy is an insurance policy that pays a lump sum if the policy holder is diagnosed with cancer. These plans have… Read more