Posts by letter


employer shared-responsibility provision

November 20, 2020 – This ACA provision took effect in 2015 and applies ONLY to employers with at least 50 full-time equivalent employees.… Read more

essential health benefits

January 30, 2020 – Since 2014, under the Affordable Care Act, all new individual and small group health insurance policies (including those sold in the ACA's… Read more

effectuated enrollment

November 28, 2018 – Effectuated enrollments is used to describe the number of people who have enrolled in coverage and also paid whatever premiums are due in… Read more

explanation of benefits

September 17, 2017 – An explanation of benefits is the insurance company's written explanation regarding a claim, showing what they paid and what the client… Read more


September 5, 2017 – An exclusion is a provision within an insurance policy that eliminates coverage for certain acts, property, types of damage or locations.… Read more


September 5, 2017 – A health insurance exchange mechanism is a key provision of the Affordable Care Act, established to provide a selection of competing… Read more

employer-sponsored health plans

August 23, 2017 – Employer-sponsored health plans are health insurance that is offered to employees and their dependents (and in most cases, spouses) as a… Read more

essential benefits

July 30, 2017 – Since 2014, under the Affordable Care Act, all new individual and small-group health insurance policies (including those sold in… Read more

employer mandate

September 23, 2016 – The Affordable Care Act requires employers with 50 or more employees to provide health coverage to those employees and sets a minimum… Read more

employer tax credits

September 23, 2016 – Employer tax credits – or Small Business Health Care Tax Credits – provide a tax credit of up to 50 percent of small-business premium… Read more

effective date

September 17, 2016 – The effective date is the date your insurance coverage… Read more

employer-sponsored health insurance

September 17, 2016 – Of Americans who have health coverage, nearly 60 percent secure that coverage through an employer-sponsored plan, often called group health… Read more