Posts by letter



August 16, 2020 – Obamacare – also known as the Affordable Care Act (ACA) or officially as the Patient Protection and Affordable Care Act – is a federal… Read more

Obamacare metal plans

August 16, 2020 – The Affordable Care Act set out to standardize individual health insurance policies by creating a "metal" ranking for policies, with each… Read more

open enrollment

August 15, 2020 – Open enrollment is a window during which individuals and employees may add or drop their health insurance, or make changes to their… Read more

out-of-pocket maximum

May 26, 2020 – An out-of-pocket maximum is a predetermined, limited amount of money that an individual must pay before an insurance company or… Read more

out-of-pocket costs

April 12, 2018 – The monthly premiums you pay in order to have coverage are not included in out-of-pocket costs. Out-of-pocket costs are only incurred if… Read more

out of network (out of plan)

July 30, 2017 – This phrase usually refers to physicians, hospitals or other healthcare providers who do not participate in an insurer's provider network.… Read more


September 17, 2016 – An individual (patient) who receives health care services (such as surgery) on an outpatient basis, meaning they do not stay overnight in a… Read more